2024年CATTI三级口译预习内容7

　　CATTI考试，作为重要的翻译考试，也是比较有社会价值的英语能力证书。对于大家参加CATTI考试的同学，大家在实际的备考中，应该如何更好的来复习备考?为了让大家能够更全面的准备CATTI考试，新东方在线小编为大家整理了“2024年CATTI三级口译预习内容7”，让我们一起来学习备考吧!

　　Chinese banks and insurers have ramped up financial support for micro and

　　small enterprises (MSEs) and self-employed individuals as they have been facing

　　a significant increase in difficulties since the beginning of this year.

　　由于今年年初以来，我国小微企业和个体工商户受到较大冲击，银行和保险机构加大了对其金融支持力度。

　　To help market entities tide over tough times, the Industrial and Commercial

　　Bank of China Ltd, the country's largest State-owned commercial lender by

　　assets, saw its outstanding balance of inclusive loans rise 43 percent

　　year-on-year at the end of the first quarter.

　　为了帮助市场实体度过难关，中国工商银行一季度末普惠贷款余额同比增长43%。

　　First-time borrowers accounted for about 40 percent of the bank's new MSE

　　clients in the first quarter. The comprehensive financing cost of MSEs at the

　　bank fell 60 basis points from the previous year, said Liao Lin, vice-chairman

　　and president at ICBC, at a news conference on May 1

　　一季度小微企业新增客户中首贷户占比约40%。中国工商银行副董事长兼行长廖林在5月19日的新闻发布会上表示，全行小微企业综合融资成本较上年下降了60个基点。

　　Ever since the COVID-19 pandemic first hit in Wuhan, Hubei province, ICBC has

　　deferred repayments on principal and interest, which involves a loan principal

　　of more than 400 billion yuan ($577 billion) for 265,000 MSEs. Since the

　　beginning of this year, the bank has deferred repayments on the principal of

　　62 billion yuan for 31,000 MSEs.

　　自湖北省武汉市首次发生疫情以来，中国工商银行已累计为25万户普惠型小微企业办理延期还本付息，涉及贷款本金超4000亿元。今年以来，已经为1万户办理延期还本付息682亿元。

　　"We used digital technologies to enhance our capabilities to serve small

　　businesses and ensure that our funds will arrive at MSEs directly and

　　precisely," Liao said.

　　廖林说“工行通过数字提能确保资金精准直 达小微企业。”

　　"With the help of data and credit of core enterprises in supply chains, our

　　bank granted unsecured loans to upstream and downstream MSEs to help them lower

　　financing costs and improve the utilization efficiency of funds … So far, we

　　have adopted digital solutions that offer financing for over 2,300 supply chains

　　in a number of industries including agriculture, healthcare and logistics," he

　　said.

　　廖林表示“借力供应链核 心企业数据和信用，我行向上下游小微企业发放信用贷款，帮助降低融资成本，提高资金使用效率……目前已落地农业、医疗、物流等行业数字供应链2300余条。”

　　China CITIC Bank Corp Ltd, a national joint-stock commercial lender, also

　　launched a suite of digital loan products in accordance with the characteristics

　　of MSEs, using big data analytics in supply chains to evaluate the performance

　　and creditworthiness of small businesses, said Fang Heying, vice-chairman and

　　president of the bank.

　　中信银行副董事长兼行长方合英表示，中信银行打造了一套契合小微企业特点的数字化产品体系。利用供应链中的大数据分析来评估小企业的信用业绩。

　　For upstream manufacturing MSEs, China CITIC Bank made decisions on whether

　　to grant a credit line to a company based on its order and historical contract

　　fulfillment data. For downstream sales MSEs, it developed an unsecured loan

　　product based on real transaction scenarios and transaction data of a company.

　　For sci-tech companies, it provided another type of unsecured loan through

　　analyzing big data to assess a company's technological advantages and innovation

　　capacity.

　　针对处在供应链上游的生产型小微企业，中信银行依据企业的订单数据和历史履约数据给予授信。针对供应链下游销售型小微企业，该行依托企业真实的贸易场景和交易数据发放信用贷款。面向科创类企业，中信银行基于企业的技术优势、创新能力等大数据模型，推出自动审批的信用贷产品。

　　Allowing small businesses to apply for these loans online without collateral,

　　the bank can complete the process of loan approvals and issuances very

　　efficiently via a smart risk management platform, Fang said at the news

　　conference.

　　方合英在新闻发布会上表示，中信银行允许小微企业通过线上化服务渠道申请信用贷款，通过智能化风控平台高效地完成贷款审批和发放流程。

　　As of the end of the first quarter, the outstanding balance of inclusive

　　loans at China CITIC Bank reached nearly 400 billion yuan, up 31 billion yuan

　　from the beginning of this year. The number of first-time borrowers increased by

　　2,439 in the first three months, accounting for nearly 20 percent of its new MSE

　　borrowers that were granted loans.

　　截至一季度末，中信银行普惠金融贷款余额近4000亿元，比年初增长321亿元，小微企业新增首贷户2439户，占新投放贷款客户近20%。

　　In addition, the bank deferred repayments of principal and interest of over 5

　　billion yuan for 2,000 businesses in the first quarter, the majority of which

　　are MSEs facing difficulties. It also reduced or waived 11 items of service fees

　　for MSEs and self-employed individuals.

　　此外，中信银行一季度为2000户企业办理延期还本付息50多亿元，其中大多数是面临困难的小微企业，减少或免除小微企业和个体工商户的11项服务费。

　　Recently, Beijing has been tightening COVID-19 restrictions because of a

　　resurgence of infections in the capital city. People's Insurance Co (Group) of

　　China Ltd, one of China's leading insurers, and the Chaoyang District People's

　　Government of Beijing Municipality jointly launched an insurance product for

　　services companies in the district to support the fight against the

　　pandemic.

　　最近，由于疫情出现反弹，北京防控措施收紧。中国人保集团与北京市朝阳区政府联合推出了一款针对该区服务型企业的保险产品，以支持抗疫。

　　PICC provided compensation of 100 yuan per day for each employee of services

　　companies for a maximum of 21 days as the companies are forced to close

　　temporarily due to government requirements for the prevention and control of

　　COVID-19 during this round of the outbreak. It also allowed each services

　　company to receive a total compensation of up to 100,000 yuan for each shutdown

　　occurrence.

　　中国人保对本轮疫情中按照防疫要求暂停经营的服务型企业员工给予每人每天100元赔偿，最高赔偿期限21天，每家企业每次停业事故累计最高可赔偿10万元。

　　As of the end of April, the insurance plan had covered around 740,000 people

　　at 62,000 companies, and the insurer had settled claims totaling over 35

　　million yuan for about 250 businesses and more than 1,200 people, said Wang

　　Tingke, vice-chairman and president of PICC.

　　中国人保集团副董事长兼总裁王廷科表示，截至4月底，该保险累计覆盖2万家企业，承保约74万人，陆续完成约250家企业、1200余人的赔款支付工作，共计赔付金额135万余元。

　　以上就是新东方在线CATTI频道给大家整理的“2024年CATTI三级口译预习内容7”相关内容，希望对大家有所帮助，更多备考内容，欢迎随时关注新东方在线CATTI频道。