双语新闻:RRJ Capital看好中资信用卡制造商

2014-05-13 10:36:52来源:可可英语

  Jing King's growth is promising because it is one of the few domestic smart card manufacturers in China that has accreditations from Visa, Mastercard, American Express, Japan Credit Bureau and China UnionPay to manufacture financial smart cards under each of these payment processing systems. It manufactures cards for most of the big Chinese banks, as well as for telecommunications operations in Europe, South America, Africa and Asia.

  精工科技是中国国内为数不多获得维萨(Visa)、万事达(Mastercard)、美国运通(American Express)、日本国际信用卡公司(Japan Credit Bureau)和中国银联(China UnionPay)授权的金融智能卡制造商之一,因此该公司的增长前景一片光明。该公司还为中国多数大型银行制造卡片,同时也为在欧洲、南美、非洲和亚洲的电信业务制造卡片。

  Credit card usage is expected to continue expanding, as the government rolls out market-oriented reforms in the country's financial sector and banks are forced to improve service to their customers. Currently, some Chinese can't get credit cards from their banks because they can't provide verifiable income. Banks also find it tough to generate profits from using credit cards because they lack the skills to target customers with the most attractive profiles for such cards.

  随着政府在金融领域推行市场化改革,商业银行因此有了改善服务的压力,预计信用卡的使用范围将继续扩大。目前有一部分中国人还无法从银行办理信用卡,因为这些人不能提供固定收入证明。商业银行通过信用卡业务获利的难度也较大,因为这些银行缺乏锁定那些信用记录最好的客户来使用信用卡的能力。


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