数据分析揭示美国经济复苏情况

2014-09-15 12:18:51来源：可可英语

　　Behavioral finance teaches us that where money isconcerned, Americans do two things over and overagain. We adapt and we compare. We adapt to howmuch we have. Ever get a raise only to wonder a fewweeks later how you ever lived on less? You adapted.And we compare ourselves to others. How much wehave tends not to be as important as whether wehave more or less than the colleague in the nextoffice or the family next door.

　　行为金融学告诉我们，在跟金钱有关的问题上，美国人总会反反复复地去做两件事——适应和比较。他们不断地去适应自己现有财富水平。涨了工资后，是否在几周之后才想到，加薪之前自己是怎么过来的?这就是适应。同时，他们会拿自己跟别人相比。拥有多少财富往往不是那么重要，重要的是和隔壁办公室的同事或者邻居相比，我们的财富是多还是少。

　　The newly released 2013 Survey of Consumer Finances offers ample opportunity for the latter.I had the opportunity on Monday to debrief with a group of Federal Reserve economists whoworked on the research. Diving in, it’s easy to see why – despite the fact that the recessionended in 2009 — much of the country still feels as if the recovery passed it by. Here are high(and low) points:

　　最新公布的《2013年美国消费者金融调查报告》(2013 Survey of Consumer Finances)给了我们充分和别人进行比较的机会。本周一，我有机会聆听那些参与本次调查的美联储(Federal Reserve)经济学家介绍情况。尽管大衰退在2009年就已经结束，但是为什么很大一部分美国人仍然觉得自己和经济复苏擦肩而过?深入了解这些经济学家的介绍后，这个问题的答案就一目了然了。以下是本次调查的一些要点：

　　It’s not the top 1%, it’s the top 3%.

　　不是那1%，而是那3%。

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